Welcome to Bank of Coral Gables

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Stocks are not deposits, not insured by the FDIC, not guaranteed by the Bank, and may lose value.

Bank is located at the corner of
Galiano Street and Merrick Way -
Our entrance is located on Galiano Street

TRANSACTION ACCOUNT GUARANTEE PROGRAM

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Bank of Coral Gables understands that at times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient and potentially embarrassing experience. The best way to avoid overdrafts and fees is to keep track of your account balance by entering all items in your check register, reconcile your checkbook regularly and manage your finances responsibly. However, if a mistake occurs, Bank of Coral Gables offers the ability to have a Sweep Account to cover the overdraft.

NOTICE EFFECTIVE 07/01/2011 Change in Payment Order: We will pay electronic items first and then checks in serial number order. We reserve the right to change the order if we suspect fraud or illegal activity affecting your account.